People Culture Future

Analytics and technology implemented with a personal touch allows us to provide the financial stability and peace of mind that our customers deserve.

  • Net Written Premium $3,117,875
  • Net Operating Gain (Loss) 5,644
  • Net Income (after tax) 69,476
  • Combined Ratio 104.3%
  • Operating Ratio 99.8%
  • Return on Equity 2.2%
  • Net Premium Growth Rate 39.2%
  • Year End
  • Total Assets $10,611,255
  • Net Loss and LAE Reserves 2,967,847
  • Net Unearned Premium 1,827,331
  • Equity 3,143,614
2023 Financials
  • Net Written Premium $2,239,619
  • Net Operating Gain (Loss) (293,167)
  • Net Income (after tax) (178,762)
  • Combined Ratio 109.5%
  • Operating Ratio 102.8%
  • Return on Equity -5.4%
  • Net Premium Growth Rate 16.6%
  • Year End
  • Total Assets $8,746,308
  • Net Loss and LAE Reserves 2,093,350
  • Net Unearned Premium 1,230,845
  • Equity 3,056,125
2022 Financials
  • Net Written Premium $1,920,682
  • Net Operating Gain (Loss) 178,124
  • Net Income (after tax) 347,504
  • Combined Ratio 103.4%
  • Operating Ratio 92.1%
  • Return on Equity 10.2%
  • Net Premium Growth Rate 7.3%
  • Year End
  • Total Assets $8,789,163
  • Net Loss and LAE Reserves 1,901,867
  • Net Unearned Premium 986,631
  • Equity 3,563,807
2021 Financials
  • Net Written Premium $1,789,232
  • Net Operating Gain (Loss) 198,433
  • Net Income (after tax) 253,391
  • Combined Ratio 98.8%
  • Operating Ratio 91.7%
  • Return on Equity 8.1%
  • Net Premium Growth Rate -0.8%
  • Year End
  • Total Assets $8,304,422
  • Net Loss and LAE Reserves 1,813,465
  • Net Unearned Premium 897,244
  • Equity 3,273,722
2020 Financials
  • Net Written Premium $1,803,649
  • Net Operating Gain (Loss) 193,826
  • Net Income (after tax) 258,265
  • Combined Ratio 105.3%
  • Operating Ratio 97.0%
  • Return on Equity 9.3%
  • Net Premium Growth Rate -1.7%
  • Year End
  • Total Assets $7,654,330
  • Net Loss and LAE Reserves 1,834,134
  • Net Unearned Premium 892,462
  • Equity 2,953,994
2019 Financials

Dollars in thousands / unaudited

*Prepared in accordance with generally accepted accounting principles (GAAP); years 2019-2022 have been restated to GAAP basis

**All results include Voluntary Assumed Reinsurance (VAR) activity and Specialty Activity

contact us

800.243.0210
One Park Circle
P.O.Box 5001
Westfield Center, OH 44251

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